Get a FREE quote on a 203K Loan & fix that home up in a hurry!
An FHA 203K Renovation Loan is a government-backed loan designed for buyers who want to purchase an older or fixer-upper home and roll renovation costs into one affordable loan. Instead of juggling separate financing, the 203K gives you the funds to buy (or refinance) a home plus the money to repair or upgrade it.
For example: if the home you love needs a new kitchen and bathroom, a 203K loan covers both the purchase and the renovations—helping you turn potential into your dream home.
Built-in Safety Net: Includes up to a 20% contingency reserve in case renovations cost more than expected.
Temporary Housing Support: May cover up to six months of mortgage payments while you live elsewhere during major renovations.
One Loan, One Payment: Combines purchase (or refinance) and renovation into a single, manageable loan.
Answer a few easy questions to get started.
We’ll match you with loan programs based on your goals and financial profile.
See side-by-side options so you can make a confident choice.
Choose the loan that works best for you, close smoothly, and begin transforming your home.
The main benefit of these loans is that they give you the ability to buy a home in need of repairs that you might not otherwise have been able to afford to buy. Plus, the down payment requirements are minimal, and often you get decent interest rates.
Helping you secure smarter, faster, and more affordable loans.
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