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An Adjustable Rate Mortgage, or ARM, differs from a fixed-rate loan because its interest rate can change over time. While fixed-rate mortgages remain constant for the life of the loan, an ARM typically starts with a lower initial interest rate, making it an appealing choice if you plan to stay in your home for only a few years, expect your income to grow, or want to avoid locking into a high fixed rate.
Our goal is to make the ARM process simple and stress-free. With the right tools and guidance—starting with a FREE Adjustable Rate Mortgage Qualifier—you’ll know exactly where you stand from the beginning.
We’ll help you compare loan options side by side, giving you the clarity to decide whether an ARM, or another mortgage type, is best for your goals—whether you’re a first-time buyer or an experienced investor.
Complete the quick ARM request form.
Based on your goals and financial situation.
See how adjustable and fixed-rate options compare.
Select the loan that aligns with your needs.
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
Helping you secure smarter, faster, and more affordable loans.
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